Read more about the article Should you borrow Money or use family savings?
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Should you borrow Money or use family savings?

Should you borrow money or use your family savings? When planning a significant purchase, you may question Should I get a loan or use my savings? Here are all the pros and cons you need to make an informed decision. If you plan to make a substantial investment, you are probably wondering what the best…

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Read more about the article Simple Ways to Start Saving Money Right Away
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Simple Ways to Start Saving Money Right Away

No matter where you turn, there is someone selling a cool new product or a bill collector handing you an invoice. It may even seem like living a life of debt is inevitable. However, there are several ways to start saving money despite your current income. Here are a few that you can apply right…

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Read more about the article Budgeting: Tips for Spending Less
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Budgeting: Tips for Spending Less

How to Spend Less and Save More You work hard to earn your money, so why do you simply toss it away? Most people are creatures of habit. They develop unhealthy patterns of spending that ultimately cost them their livelihood. On a positive note, it’s never too late to change directions and make the practice…

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Traveling with Tykes: 5 Money-Saving Strategies

The following post is from Linsey of Wise Bread.com, Lille Punkin' and The Freelance Farmer: Traveling with Tykes: 5 Money-Saving Strategies Money-Saving Strategies My life as a freelancer has me scheduled to take no less than five trips for business this year, leaving me with an empty hole during the days I have to leave my small…

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Read more about the article Important Financial Decisions for Working Parents
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Important Financial Decisions for Working Parents

As a working parent, you have to make important financial decisions for your family, but sometimes, it's hard to figure out what those decisions should be. The following are examples of some important decisions you need to make. Create a Household Budget The first thing you should do is figure out a budget for your…

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Read more about the article How To Upgrade Your Wardrobe When You Are Budget-Constrained
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How To Upgrade Your Wardrobe When You Are Budget-Constrained

Times are tough. With the rate at which prices are skyrocketing, managing a budget is as easy as herding elephants running on a rampage.  How to upgrade your wardrobe when you are budget-constrained? Before one month safely slides by, the next steamrolls right in with bills, grocery lists, and the never-ending list of supplies for your…

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Read more about the article Top Tips to Make your Paycheck Last Longer as a Mother
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Top Tips to Make your Paycheck Last Longer as a Mother

According to the American Payroll Association, 74% of American workers live paycheck to paycheck. If you are a single mother, your odds likely are higher. That means a majority of parents would struggle greatly if their paycheck was delayed or would not be able to take care of a large emergency expense leading them to…

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Read more about the article Smart Savings to Make in Your Home
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Smart Savings to Make in Your Home

Do you struggle to save money? You’re not alone. It can be difficult to save, especially if you feel like your income is stretched. If cutting back on your everyday spending is difficult, why not look at ways you can cut back at home? Making some changes to your typical habits could save you a…

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Read more about the article 3 Steps: Don’t Sacrifice Retirement for College Savings
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3 Steps: Don’t Sacrifice Retirement for College Savings

Does your 12-year-old have a burgeoning desire to become a veterinarian? Do you have a four-year-old who wants to “build big things?” My kids are six and three. They’re already set on becoming a ballet teacher and a tractor driver (yes, a tractor driver!) and like many parents, I’ve taken a stab at saving for…

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