Read more about the article Important Financial Decisions for Working Parents
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Important Financial Decisions for Working Parents

As a working parent, you have to make important financial decisions for your family, but sometimes, it's hard to figure out what those decisions should be. The following are examples of some important decisions you need to make. Create a Household Budget The first thing you should do is figure out a budget for your…

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Read more about the article How To Upgrade Your Wardrobe When You Are Budget-Constrained
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How To Upgrade Your Wardrobe When You Are Budget-Constrained

Times are tough. With the rate at which prices are skyrocketing, managing a budget is as easy as herding elephants running on a rampage.  How to upgrade your wardrobe when you are budget-constrained? Before one month safely slides by, the next steamrolls right in with bills, grocery lists, and the never-ending list of supplies for your…

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Read more about the article Top Tips to Make your Paycheck Last Longer as a Mother
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Top Tips to Make your Paycheck Last Longer as a Mother

According to the American Payroll Association, 74% of American workers live paycheck to paycheck. If you are a single mother, your odds likely are higher. That means a majority of parents would struggle greatly if their paycheck was delayed or would not be able to take care of a large emergency expense leading them to…

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Read more about the article Why a Budget Helps Achieve Financial Wealth
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Why a Budget Helps Achieve Financial Wealth

A budget is something that every household should have in place to establish and maintain a comfortable lifestyle. Listed below are some reasons to have a budget.  End the Paycheck to Paycheck Cycle  Without a budget in place, you may end up spending money that you will need down the road. And, when you spend…

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Read more about the article Smart Savings to Make in Your Home
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Smart Savings to Make in Your Home

Do you struggle to save money? You’re not alone. It can be difficult to save, especially if you feel like your income is stretched. If cutting back on your everyday spending is difficult, why not look at ways you can cut back at home? Making some changes to your typical habits could save you a…

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Read more about the article 3 Steps: Don’t Sacrifice Retirement For College Savings
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3 Steps: Don’t Sacrifice Retirement For College Savings

Does your 12-year-old have a burgeoning desire to become a veterinarian? Do you have a four-year-old who wants to “build big things?” My kids are six and three. They’re already set on becoming a ballet teacher and a tractor driver (yes, a tractor driver!) and like many parents, I’ve taken a stab at saving for…

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Chores & Allowance Revisited {Plus a Printable Time Card for Kids!}

I've shared our philosophy about chores and allowance in the past, but I thought I would revisit the topic now that I'm the mom of three -- soon to be four! -- elementary-age kids and not a whole slew of preschoolers. For us, chores and allowance offer opportunities to teach the girls about responsibility, team…

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How to Deal with Distractions that Cost You Money

The following post is from Christina of Northern Cheapskate: Do you suffer from shiny object syndrome?  Do  you start one project only to flit to the next?  Get sidetracked by some great new thing (shiny object)? All of those little distractions can cost you money.  While daydreaming, you get into a fender bender with your…

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