Working from home is a new reality for many Americans. Business owners have realized they can save money, and employees have benefited from better work-life balance and more flexibility. However, for all the benefits of this new working format, there are also a few drawbacks, one of the most prominent being ergonomics. Setting up your workspace…
I’m participating in the Ultimate Blog Swap. You’ll find me posting over at For the Mommas about An Easy Way to Save for Irregular Expenses, and I’m excited to welcome Phoebe from Getting Freedom to Life Your Way: Staying in control of your finances can be really hard, especially when you're not prepared for the…
The nearly 5 million people quitting their jobs each month - coupled with the rise of remote work - has fueled a spike in job posting scams and associated financial losses during the past two years. So, if you are on the lookout for your next career move, how can you protect yourself from bad…
Shopping at the grocery store can be pretty bothersome and time-sucking, which can make it difficult to go unless you absolutely need something. The amount of money that you spend can also be difficult to justify, making it even worse to be in the grocery store for very long, especially in these times of inflation.…
Life insurance money is a windfall that offers an opportunity to set yourself up for the future. But it's also a responsibility and one that shouldn't be taken lightly. But what should you do with the money? It's a question that often plagues those who have recently come into a life insurance payout. Before making…
As a self-employed business person, you’re your own investment. The more you invest in building your personal business and brand, the more you’ll be able to write off. With all that tax money saved thanks to self-employment deductions, you’ll have more to use on your business. How to Reduce Your Business Expenses With Deductions Deductions…
You have gained a lot of important skills during your time as a freelance or while running your own business. You need to highlight those accomplishments on your CV - but how? Including self-employment and freelance work on your CV can be tricky because your experiences may not fit the cookie-cutter mold you are used…
Being a mother is a rewarding yet demanding role as you take care of your family and ensure they have everything they need, including financial stability. Regrettably, emergencies and unexpected expenses occur. They can quickly lead to a lot of stress and anxiety. When not dealt with, financial problems can hurt every aspect of your…
Having a poor credit score comes with an assortment of disadvantages. Apart from preventing you from accessing certain government facilities, you may also miss your dream job or obtain loans from mainstream lenders. According to the FICO score, bad credit can range between 300 and 579. Several reasons may cause your credit score to dwindle.…
A candle making business is a good bet. According to statistics, about 80% of households in America use candles. The majority of candle sales -- 35% of annual sales -- happen around the holidays. This is when candles are most likely to be given as gifts and used in holiday decorations. Candles are sold in…