When it comes to your pension and retirement savings, size certainly does matter. The more you have in your retirement funds, the more comfortable a retirement you will have. Of course, the amount you need in your pension pot depends upon the lifestyle you want when you retire, and that is entirely personal to you.…
So much goes into buying a home that we often forget how much planning goes into its upkeep, maintenance, and bills to keep it running. Home should be where you relax and get away from the world, but that can be hard to do when you realize something was left unfinished every time you sit…
Whenever we step-out from our homes, we could hardly imagine a place without advertisements. Streets, malls, cinemas, bus, airport, and within retail stores, they are almost everywhere around screaming for our attention. Who knows where we get hooked up and turn into the next prospect of one of the product advertisements around. As smart and…
While the contactless credit or debit card was once seen as a modern marvel, we now take it for granted. Such is the ubiquity of cashless spending, in fact, that many of us don’t even bother to travel with paper cash on us anymore. Virtual payment cards are gaining more traction these days, even more…
When you buy a car, no one talks you through the actual cost of ownership across the many years you'll have it. Whether you're buying a brand new from a dealership or taking out finance on a second-hand model, it's important you work out the overall running costs of owning a car before you drive…
Buying a home is an exciting opportunity that consumers should prepare for, especially for first-time homebuyers. Whether or not it is preparing to get a mortgage or buying homes, making miscalculations once buying a house can result in several future problems. Most homes for sale can have an agent representing the vendor, known as a…
There are many benefits to having a budget. People without one are basically people with no plan for their money. Those with a budget can save for their future. They can use it as a guide to making smarter decisions with their money. Tools to Make Budgeting Easy Peasy Don't think that making a budget…
Talking about buying a used car is one thing and buying a wrecked car is another matter entirely. In other words, the first one wears out due to use and time, while the other one ends up due to an accident. In the case of the latter, acquiring it can be a bargain, but it carries…
Every person has been there. You try your best to live from paycheck to paycheck when you suddenly run out of funds, and there is still one week before the next payday. Or you receive a salary on Friday, and this sum evaporates by Monday while you get an urgent medical bill. Sometimes unforeseen events…
Franchising a business can be a very effective way of rapidly growing it. When franchising is done right, it enables brands to expand their reach dramatically without the need to make significant investments opening and staffing new outlets. Under the franchise model, individual franchisees take on the bulk of the responsibility for operating new business…