The following post is from Christina of Northern Cheapskate: Why Clutter is Bad for Your Bottom Line When you are frugal, you tend to save a lot of odds and ends. You save old tattered clothing (It could be used for rags!). You save old nuts, bolts and screws (You never know when you’ll need them!). …
The following post is from Christina of Northern Cheapskate: Is a Budget Billing Program Right for You? It can be frustrating to set up a budget when some expenses fluctuate from month to month. I've had months where my utility bill is around $100 a month and others where it has been more than $300. I…
The following post is from Lisa of Working Naked: 5 Ways to Show Your Clients You Care My friend’s grandma used to say, “Don’t do special for me.” She didn’t want anyone to make a fuss over her because she knew her family cared and didn't need anyone to prove it to her. What about…
The great debate when it comes to giving kids an allowance is whether or not it should be tied to chores. Both viewpoints have pros and cons, but I've never understood why it had to be an either/or kind of thing. First, let's look at the debate: On one hand, an allowance offers the incredible…
The following post is from Christina of Northern Cheapskate: 6 Steps to Get on Track Financially Next Year photo credit: Keri Omuro Sometimes when you get to the end of the year, you just want it to be over. Maybe you’ve made some bad decisions, had unexpected trials, or are just plain tired. There’s something rejuvenating about…
The following post is from Christina of Northern Cheapskate: Five Compelling Reasons to Live Frugally Living a frugal life is not always easy. It takes constant creativity and diligence. It takes a big heart, savvy thinking, and thick skin. It's a lot easier to spend money and not worry about the future...at least for a little…
The following is written by Robyn Adams of The Couponing Journey: Couponing 101: Getting Started Couponing the Right Way When I first started couponing in 2008, I was overwhelmed with the enormity of information, yet I was determined to chase every deal down and be the perfect couponer. I was left confused, frustrated, and spending…
The following guest post is from Annie at Sister Wisdom: 7 Productivity Hacks for Work-at-Home Moms Everybody wants to be more productive, right? But if you’re a work-at-home mom, productivity isn't just about setting priorities and maximizing your schedule. It's about streamlining priorities, keeping your business going while you also keep the household going, and…
There aren't many people who would argue against the benefits of creating a budget and making sure your budget is realistic. However, that's pretty much where the agreement ends. Ask a dozen different people how they budget, and you're likely to get a dozen different answers. From cash envelop budgets to zero-based budgets and from…
Losing your wallet -- or worse, having it stolen -- is stressful, not just because of the worry of identity theft but also because your left without your identification and methods of payment. One thing you can do to make it a little less stressful is keep a list of everything in your wallet, along…