Tips to Help You Save Money Before Your Family Expands and Money Becomes Very Tight Children aren’t cheap. If you’re thinking about adding to your family, or your new addition is well on the way, then you’re likely already on top of the budgeting for this brand new arrival. However, you can never go wrong,…
How to Spend Less and Save More You work hard to earn your money, so why do you simply toss it away? Most people are creatures of habit. They develop unhealthy patterns of spending that ultimately cost them their livelihood. On a positive note, it’s never too late to change directions and make the practice…
The following post is from Linsey of Wise Bread.com, Lille Punkin' and The Freelance Farmer: Traveling with Tykes: 5 Money-Saving Strategies Money-Saving Strategies My life as a freelancer has me scheduled to take no less than five trips for business this year, leaving me with an empty hole during the days I have to leave my small…
As a working parent, you have to make important financial decisions for your family, but sometimes, it's hard to figure out what those decisions should be. The following are examples of some important decisions you need to make. Create a Household Budget The first thing you should do is figure out a budget for your…
Times are tough. With the rate at which prices are skyrocketing, managing a budget is as easy as herding elephants running on a rampage. How to upgrade your wardrobe when you are budget-constrained? Before one month safely slides by, the next steamrolls right in with bills, grocery lists, and the never-ending list of supplies for your…
According to the American Payroll Association, 74% of American workers live paycheck to paycheck. If you are a single mother, your odds likely are higher. That means a majority of parents would struggle greatly if their paycheck was delayed or would not be able to take care of a large emergency expense leading them to…
Do you struggle to save money? You’re not alone. It can be difficult to save, especially if you feel like your income is stretched. If cutting back on your everyday spending is difficult, why not look at ways you can cut back at home? Making some changes to your typical habits could save you a…
Does your 12-year-old have a burgeoning desire to become a veterinarian? Do you have a four-year-old who wants to “build big things?” My kids are six and three. They’re already set on becoming a ballet teacher and a tractor driver (yes, a tractor driver!) and like many parents, I’ve taken a stab at saving for…
If you and your spouse decide that it's time for your family to be a little more frugal, it's a good idea to get the kids on board. After all, it's difficult to reach your savings goals when you're constantly trying to explain to your kids why you can't afford to go to the movies…
I've shared our philosophy about chores and allowance in the past, but I thought I would revisit the topic now that I'm the mom of three -- soon to be four! -- elementary-age kids and not a whole slew of preschoolers. For us, chores and allowance offer opportunities to teach the girls about responsibility, teamwork,…