Life insurance money is a windfall that offers an opportunity to set yourself up for the future. But it's also a responsibility and one that shouldn't be taken lightly. But what should you do with the money? It's a question that often plagues those who have recently come into a life insurance payout. Before making…
As a self-employed business person, you’re your own investment. The more you invest in building your personal business and brand, the more you’ll be able to write off. With all that tax money saved thanks to self-employment deductions, you’ll have more to use on your business. How to Reduce Your Business Expenses With Deductions Deductions…
You have gained a lot of important skills during your time as a freelance or while running your own business. You need to highlight those accomplishments on your CV - but how? Including self-employment and freelance work on your CV can be tricky because your experiences may not fit the cookie-cutter mold you are used…
Having a poor credit score comes with an assortment of disadvantages. Apart from preventing you from accessing certain government facilities, you may also miss your dream job or obtain loans from mainstream lenders. According to the FICO score, bad credit can range between 300 and 579. Several reasons may cause your credit score to dwindle.…
Most successful organizations know that they must have top talent to succeed in their business. But, they mainly focus on hiring the best talent but not on developing and retaining them. You must ensure you look after them well so that they stay with your company for a longer period. We have listed effective talent…
Many people feel they’ve done their part if they donate money to Toys for Tots during the holidays or drop a few coins into the Salvation Army buckets. And while every penny helps, it takes much more to solve the world’s problems. If you’re one of the few who has the time, creativity, and passion…
Many people tend to struggle with money after retirement. Even if you made lots of money during your career, there is a good chance you will live below average when you reach old age. In most cases, this happens due to poor financial decision-making. Regardless of the situation, there are many different ways to change…
Establishing positive patterns of behavior that support growth and success can make a big difference as we navigate our journey in life. Good habits are the key to keeping us on track. They create a script and a foundation that influences our actions. When we take the time to put positive habits in place, we…
No matter what kind of a business you run, having the sense to protect your assets and investment should be the first thing on your agenda. This means that you need to figure out a way to separate your business from your assets. If your company goes down or faces a loss, you don't want…
Your credit score is among the crucial measures of your financial well-being. The score tells lenders if you use your credit responsibly. If you have a better credit score, you have a high chance of being approved for new loans. Lenders will also offer low-interest rates. However, a low credit score will affect your access…