The following post is from Christina of Northern Cheapskate: If you have ever read anything by Dave Ramsey (of Financial Peace University and the Total Money Makeover), then you may be familiar with his Seven Baby Steps to Financial Peace. The first step is to establish a $1,000 emergency fund. The idea behind this step is…
I’m participating in the Ultimate Blog Swap. You’ll find me posting over at For the Mommas about An Easy Way to Save for Irregular Expenses, and I’m excited to welcome Phoebe from Getting Freedom to Life Your Way: Staying in control of your finances can be really hard, especially when you're not prepared for the…
The following post is from Christina of Northern Cheapskate: When you're feeling stuck because of debt, or you just can't seem to get any traction when it comes to increasing your income, it can be very frustrating. Watch any late night television, and you'll be bombarded with sales pitches to consolidate your debt or make money…
"People with plans achieve far more than people without plans. Successful businesses follow business plans. We even prepare written plans for after we are dead. So, it only makes sense that we should apply the same forethought and planning to our lives.” ~Stefan Wissenbach, financial strategist and founder of MagicNumber.com One of my goals for…
The following post is from Christina of Northern Cheapskate: A car won't run without oil. A body will get sick without a healthy diet and exercise. A roof will leak if old shingles aren't replaced. It doesn't matter what you own - you've got to take care of it if you want it to last. Unfortunately,…
The following post is from Erin of The Humbled Homemaker: Nearly three years ago, my family made a cross-continent move from a short ministry stint in Vancouver, BC, Canada to North Carolina. We arrived to our new home with six suitcases, a jogging stroller, a pack ‘n play and a diaper bag. Our new townhouse…
The following post is from Christina of Northern Cheapskate: About 10 years ago, my husband and I took a whole new approach to our finances. We were sick of living paycheck to paycheck. Our goal was to pay off all of our debt (except the mortgage) and to build our dream home in the country. It…
The following post is from Christina of Northern Cheapskate: It can be frustrating to set up a budget when some expenses fluctuate from month to month. I've had months where my utility bill is around $100 a month, and others where it has been more than $300. I finally got so tired of not having a…
This is a Sponsored post written by me on behalf of Walmart for SocialSpark. All opinions are 100% mine. The focus of our Eat Well, Spend Less series over the past year has been to share tips and ideas for making healthier food choices without breaking the budget. Whatever "healthier" means to you -- choosing…
The following post is from Christina of Northern Cheapskate: I've met more than a few people who say they don't worry about finances in their house. They let their spouses take care of everything regarding their money. They have no idea how much money their spouses earn, what their bills are, or if they have money…