You are currently viewing Guaranteed Approval Payday Loans No Matter What in 2021
Image by

Guaranteed Approval Payday Loans No Matter What in 2021

  • Post author:
  • Post category:Money

There are guaranteed approval payday loans that you can get no matter what. In most instances, there is always that time that you may need funding due to an emergency. But what do you do if you have no savings for emergencies?

According to the economic well-being of US citizens, 40% of Americans cannot afford to cater for a $500 emergency.

The option you have is taking a quick loan that will get into your account within a few minutes. And you can only get that with this guaranteed approval payday loan.

But first,

What is a payday loan?

A payday loan is defined as a short-term loan that the borrower repays in total during the next paycheck. A payday loan lender doesn’t check your credit score before they can approve your loan. However, to get a payday loan, you will need to have a steady job for the last three months.

What are guaranteed approval payday loans?

When I say guaranteed approval payday loans, I mean a payday loan that you will get no matter what happens. These are payday loans that once you apply, there is no doubt that you will get the loan. 

These guaranteed approval loans are the best for emergencies because you will not have to suffer looking for the lender to approve the loan. Guaranteed approval also means that you will still get the loan regardless of your credit score or financial position.

Now, where can you get guaranteed approval for payday loans no matter what? If you have any doubts about this, better check the pros and cons of payday loans online.

Viva Payday Loans

Viva Payday Loan is a platform that will link potential borrowers with potential lenders. Potential borrowers are those who have at least a $1000 income. On the Vivapayday site, you will get a decision within two minutes—making it the most suitable place for emergency payday loans.

The APR in Viva Paydays ranges from 5.99% to 35.99%, and you can get a payday loan starting from $100 up to $5000. 


  • You get a decision within two minutes
  • You don’t keep searching for a lender. The platform does that on your behalf, hence saving you time.
  • There are no credit checks
  • It’s available in most states of the US
  • The application process is entirely online


  • Vivapayday is not a direct lender, so those who prefer dealing directly with the lender are left out.

In Vivapayday loans, you can get guaranteed approval for payday loans because several borrowers have a network. The many borrowers increase the chances of getting approved.

Gday Loans

Gday Loans are yet another site where borrowers get to meet potential lenders who are willing to lend them money. This has a wide range of lenders, making it possible for guaranteed approval payday loan Australia at Gday Loans for the borrowers.

The APR on the Gday Loans platform starts from 5.99% up to 35.99%, and you can get a loan from $100 to $5000. 


  • You repay the loan over 2 to 24 months
  • There are no credit checks
  • Fast approval, hence suitable for emergency
  • High chances of approval due to the many lenders on the platform


  • Not available in all Countries.
  • It works best for Australians.

The good thing about Gday Loans is that there is guaranteed approval of the payday loans.

3. Heart Paydays

Heart Paydays is another lending platform where borrowers get potential lenders. On this site, you can get loans from $200 up to $5000. In addition, the money will be in your bank account within 24 hours—making it suitable for emergencies. The APR starts from 5.99% to 35.99% on the Heart Paydays platform.


  • Get your money within 24 hours
  • There are no credit checks
  • There is a wide range of lenders who can accept you
  • Bad credit accepted


  • You must have at least $200 income to apply
  • The interest rates are high compared to standard loans
loan Approved
Image by

Is Guaranteed approval of payday loans, no matter what, real?

Well, no lender would risk their money that much, so they have to use criteria to approve a payday loan. For instance, as mentioned earlier, the platforms accept those who have a steady flow of income—specifically employment.

In addition, even the platforms that accept unemployed individuals insist that you should have at least one source of income. That way, the lender will be sure that you can repay the loan.

The bottom line

Now, you can get payday loans, but first, you need to have a steady flow of income, either employment or unemployment benefits, or even a business. Once you have those, don’t worry about your credit score because with guaranteed approval for payday loans, bad credit doesn’t matter.

Featured Image by