Better Personal Finance with the Personal Capital App

This is a Sponsored post written by me on behalf of Personal Capital for SocialSpark. All opinions are 100% mine. Today, you can do almost everything from your mobile phone -- create a shopping list, email for business, connect with friends, read your favorite blogs or magazines, etc. You should be able to manage your…

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Couples and Money: How to Have a Healthy Relationship

The following post is from Christina of Northern Cheapskate: One of the biggest sources of stress in a relationship is money.  From how it's spent to how much is saved, there are hundreds of decisions to be made.  And when you have two people who are trying to make the decisions together, it's even more…

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How to Have an All-Cash Christmas

The following is a guest post from Crystal Paine of Money Saving Mom: Does the idea of paying cash for Christmas seem impossible to you? It’s not, if you’re willing to put forth some effort, plan ahead, and stick with it. Here are five tips to help you have an all-cash Christmas this year: 1.…

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Is Your Money Ready for an Emergency?

The following post is from Christina of Northern Cheapskate: The past few weeks have been a lesson in just how important it is to have money ready for an emergency. We've had our share of car repairs, home repairs, and doctor bills.  Just days before we left town to go to a work-related conference, we…

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5 Smart Money Moves for Stay-at-Home Parents

The following post is from Christina of Northern Cheapskate: I left my job to stay home with the kids when my twins were infants and my oldest was 2.  I was so focused on all of the financial aspects of how to become a stay-at-home mom that I hardly gave any thought to what that…

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Simplifying for Fall: Paper Clutter and Budgets {Day 5}

Today's Day 5 of the Simplify for Fall Challenge, and we're tackling paper clutter and budgets! We have a busy day today, and I won't be home. Thankfully, I'm ahead on today's challenge (woohoo, for once this week!), but I'm still sharing tips and further reading to help you work through these areas: File Systems…

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How to Make a Major Purchase

The following post is from Christina of Northern Cheapskate: We clip coupons, we plant gardens, and we do our laundry in cold water.  Sometimes we agonize so much over saving money on the little things, that we forget how much money we can save if we put the same amount of thought into the big…

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How to Deal with a Fluctuating Income

The following post is from Christina of Northern Cheapskate: It can be really tough to create a budget and stick to it. It can be an even greater challenge when you have a fluctuating income. We’ve been on both sides of inconsistent paychecks.  I once held a 10-month position which meant that for two months out…

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Why You Should Give Now Instead of Later
source: Kris

Why You Should Give Now Instead of Later

There's no denying that Dave Ramsey has inspired thousands of people to pay off debt and change their financial situations for good. Although I don't follow all of his principles, I do find most of what he teaches inspiring, and I think many of the principles he teaches are sound. However, there's one area where…

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5 Ways to Protect Your Financial Independence

The following post is from Christina of Northern Cheapskate: I know that when I hear the phrase "Celebrate Independence Day," I'm supposed to conjure up visions parades, fireworks, and our the forefathers declaring independence from Great Britain way back in 1776. But celebrating independence has come to mean much more to me now that we're debt…

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