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5 Smart Ways to Get Extra Funding

As a mother, there is only so much free time in the world. And as a stay-at-home mom, free time is a luxury that only comes once the children are fed or leave to school.

But what to do with your free time? You could enjoy your free time by popping on the couch and watching the latest episode of “You” on Netflix. However, there’s also a few ways to get some extra funding with that free time.

Getting extra funding can be hard or easy. But most importantly, obtaining it takes patience and time. With that said, while being the incredible mother you are, you could also be getting that much needed extra funding too.

This article will go into detail about the process of obtaining funding, as well as the benefits these options could provide to your credit history. Learn new ways to maximize savings for that trip to Disneyland and be the hero of summer vacation.

Personal Loans

Personal Loans

Maybe it’s time to look at how loans can be a beneficial way of gaining extra funding. With personal loans, funding can be made available in as little as a few days.

The key to personal loans is knowing which ones to look for because the right one will bring financial wonders. Personal loans that are secured loans are perfect because they don’t require a credit check or car title loans. However, they do require some form of collateral.

Personal loans are also useful because they help borrowers build up credit over time. By continually making on time monthly payments, a low credit score could steadily rise.

Building credit is always beneficial for financial records. Having a good credit rating can provide better options when it comes to applying for larger loans, such as a car loan or a mortgage.

Not only can almost anybody get personal loans for extra funding, but they could also simultaneously build up their credit. Not to mention, most personal loan inquiries can be completed right in the comfort of your home—and in your bathrobe!

Credit Cards

There’s nothing wrong with getting or using credit cards. Whether you use credit cards to buy groceries or a new baby crib, this extra funding option is a part of most consumers’ arsenal!

One thing that makes credit cards such a successful and smart way to get extra funding, is the flexibility of payments. Why wait to get a new car seat or stroller when this type of extra funding is readily available.

With credit cards, payments are typically due at the end of the month, so managing them is easy!

Using credit cards wisely could mean extra funding in a controlled way!

Selling Unwanted Items

Moving onto the most time-consuming method of gaining extra funding, selling unused or gently used items that are taking up space in the home does two things.

One, it provides extra funding. And two, it frees up room and space in the home!

Selling through online marketplaces like eBay or Amazon may seem daunting. But learning how to cater to those niche markets may not be hard. Perform some research on popular items being sold. This could give you the knowledge you need to sell your items at great prices and lure in those buyers!


Need a small vacation, but also want extra funds on the side? Why not make your home work for you? Earn extra funding by renting rooms in your house or apartment to other couples or families on vacation while you take a vacation yourself?

Airbnb let’s people rent out their rooms, and you get paid for the lodging!

It may seem strange but having a tidy house could really pay off with Airbnb. Just make sure to use a digital welcome book from to make sure your guests use your space properly!


Turn that writing hobby of yours into cash simply for being at home!

With a laptop, Wi-Fi, and determination, blogging can be a profitable venture. Writing may be a long process, but eventually, you could turn in extra funding every few weeks by building up a following online.

With so much to keep in mind, here’s a look at how to grow your blog and make extra funding!

Although there are more ways to get extra funding as a mother, combining these recommended processes could mean receiving big gains overtime. So be sure to try the ones that work for your unique lifestyle.