4 Ways to Spend Less Time at the Grocery Store

Shopping at the grocery store can be pretty bothersome and time-sucking, which can make it difficult to go unless you absolutely need something. The amount of money that you spend can also be difficult to justify, making it even worse to be in the grocery store for very long, especially in these times of inflation.…

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Read more about the article Dinner & Entertainment: How Much to Spend on Fun?
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Dinner & Entertainment: How Much to Spend on Fun?

Planning and managing your budget is extremely important. It is especially important in these times when inflation is on the rise. The line between one’s needs and wants has clearly blurred in the aftermath of the pandemic.  To escape the emotional trauma of it all, people have been resorting to take-outs and weekend getaways. On…

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Read more about the article How to Financially Plan for a Baby
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How to Financially Plan for a Baby

Once you find out you’re pregnant, it’s time to re-evaluate your finances. As a couple, you probably already have a budget, including monthly expenses, retirement, and free money. However, those figures can change once your baby is born. There are a lot of hidden expenses you might not think about until you have to pay…

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5 Financial Tips to Consider When Planning a Wedding

    My husband and I just celebrated our 8-month anniversary! And as I think back through the financial details of our big day, I thought it would be helpful for brides and grooms-to-be to hear about some of the financial pitfalls we encountered -- and what we learned from them. 1. Make Sure Your…

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Read more about the article 5 Rules to Follow if You Want to Reduce Vehicle Costs
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5 Rules to Follow if You Want to Reduce Vehicle Costs

One big challenge that many of us face is trying to get on top of our vehicle expenses. From gas to insurance, registration, and maintenance, it can certainly be overwhelming. However, instead of giving up and selling your vehicle altogether, there are some things that you can try first to reduce your vehicle costs. You need…

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Read more about the article Investment Opportunities for Investing Beginners
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Investment Opportunities for Investing Beginners

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The following is a guest post from Ron at The Wisdom Journal: So you’re ready to begin investing. You’ve paid off all your high-interest debt, have 3 to 6 months of living expenses socked away in a liquid account, and you’ve developed a working budget that leaves cash each month for investing in the stock…

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Read more about the article Getting the Whole Family Involved in Budgeting
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Getting the Whole Family Involved in Budgeting

Being more frugal and reducing your expenses means you will have more to set aside for emergency expenses or the future. And looking for methods of cutting back is something you can get the entire family involved in. It's a great way to teach kids of any age the importance of budgeting. Paying Off Debt…

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Read more about the article Paying Off Your Student Loan Debt Doesn’t Have to Be Stressful
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Paying Off Your Student Loan Debt Doesn’t Have to Be Stressful

Paying off debt can be stressful and overwhelming. But the good news is, it doesn’t have to be. The term debt is often viewed negatively because it’s associated with owing someone money, and it can be hard to spend or save the way you want to when you have monthly debt payments. Student loan debt is one of…

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Read more about the article Bougie on a Budget: 7 Luxurious Life Upgrades That Won’t Break the Bank
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Bougie on a Budget: 7 Luxurious Life Upgrades That Won’t Break the Bank

Have you ever heard the phrase “champagne taste on a beer budget”? We’re all guilty of wanting the finer things in life, even when our budget doesn’t allow for them. We crave that luxe lifestyle so much that we often don’t realize how much we can actually afford. Luckily, if you want to feel bougie,…

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