There are a lot of items we need to buy in life that will be permanent fixtures in our homes. We need a bed to sleep in and a stove to cook dinner on. We need a regular supply of clothing and food because these are essentials. They aren't things you use for a special…
The housing market is not in good shape. You know it, I know it, the housing market knows it. It's becoming miraculous to be able to afford a home by the time you're in your 30s. As such, anyone who wants to enter the housing market must work hard to save for a deposit plus other…
Tips to Help You Save Money Before Your Family Expands and Money Becomes Very Tight Children aren’t cheap. If you’re thinking about adding to your family, or your new addition is well on the way, then you’re likely already on top of the budgeting for this brand new arrival. However, you can never go wrong,…
I’m participating in the Ultimate Blog Swap. You’ll find me posting over at For the Mommas about An Easy Way to Save for Irregular Expenses, and I’m excited to welcome Phoebe from Getting Freedom to Life Your Way: Staying in control of your finances can be really hard, especially when you're not prepared for the…
Shopping at the grocery store can be pretty bothersome and time-sucking, which can make it difficult to go unless you absolutely need something. The amount of money that you spend can also be difficult to justify, making it even worse to be in the grocery store for very long, especially in these times of inflation.…
Planning and managing your budget is extremely important. It is especially important in these times when inflation is on the rise. The line between one’s needs and wants has clearly blurred in the aftermath of the pandemic. To escape the emotional trauma of it all, people have been resorting to take-outs and weekend getaways. On…
Once you find out you’re pregnant, it’s time to re-evaluate your finances. As a couple, you probably already have a budget, including monthly expenses, retirement, and free money. However, those figures can change once your baby is born. There are a lot of hidden expenses you might not think about until you have to pay…
My husband and I just celebrated our 8-month anniversary! And as I think back through the financial details of our big day, I thought it would be helpful for brides and grooms-to-be to hear about some of the financial wedding pitfalls we encountered -- and what tips we learned from them. 1. Make…
One big challenge that many of us face is trying to get on top of our vehicle expenses. From gas to insurance, registration, and maintenance, it can certainly be overwhelming. However, instead of giving up and selling your vehicle altogether, there are some things that you can try first to reduce your vehicle costs. You need…
The following is a guest post from Ron at The Wisdom Journal: So you’re ready to begin investing. You’ve paid off all your high-interest debt, have 3 to 6 months of living expenses socked away in a liquid account, and you’ve developed a working budget that leaves cash each month for investing in the stock…