5 Smart Money Moves for Stay-at-Home Parents

The following post is from Christina of Northern Cheapskate: I left my job to stay home with the kids when my twins were infants and my oldest was 2.  I was so focused on all of the financial aspects of how to become a stay-at-home mom that I hardly gave any thought to what that…

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How to Make a Major Purchase

The following post is from Christina of Northern Cheapskate: We clip coupons, we plant gardens, and we do our laundry in cold water.  Sometimes we agonize so much over saving money on the little things, that we forget how much money we can save if we put the same amount of thought into the big…

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How to Deal with a Fluctuating Income

The following post is from Christina of Northern Cheapskate: It can be really tough to create a budget and stick to it. It can be an even greater challenge when you have a fluctuating income. We’ve been on both sides of inconsistent paychecks.  I once held a 10-month position which meant that for two months out…

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Why You Should Give Now Instead of Later
source: Kris

Why You Should Give Now Instead of Later

There's no denying that Dave Ramsey has inspired thousands of people to pay off debt and change their financial situations for good. Although I don't follow all of his principles, I do find most of what he teaches inspiring, and I think many of the principles he teaches are sound. However, there's one area where…

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5 Ways to Protect Your Financial Independence

The following post is from Christina of Northern Cheapskate: I know that when I hear the phrase "Celebrate Independence Day," I'm supposed to conjure up visions parades, fireworks, and our the forefathers declaring independence from Great Britain way back in 1776. But celebrating independence has come to mean much more to me now that we're debt…

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The $1,000 Emergency Fund Is Just a Start

The following post is from Christina of Northern Cheapskate: If you have ever read anything by Dave Ramsey (of Financial Peace University and the Total Money Makeover), then you may be familiar with his Seven Baby Steps to Financial Peace. The first step is to establish a $1,000 emergency fund.   The idea behind this step is…

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6 Expenses You Should Be Saving For

I’m participating in the Ultimate Blog Swap. You’ll find me posting over at For the Mommas about An Easy Way to Save for Irregular Expenses, and I’m excited to welcome Phoebe from Getting Freedom to Life Your Way: Staying in control of your finances can be really hard, especially when you're not prepared for the…

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Start Digging out of Debt Today

The following post is from Christina of Northern Cheapskate: The best financial decision you can make is to never get into any debt. If you’re like the majority of Americans, you’ve already botched that one.  But you can do the next best thing: Get out of debt now and stay out. But how do you dig…

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The Positives of Paying with Plastic

The following post is from Christina of Northern Cheapskate: If you have ever read Dave Ramsey, you know that he hates credit cards.  He encourages people to pay with cash (or a debit card) instead of using the plastic. Using a cash-only approach can certainly help someone get out of debt and stay out of debt.…

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5 Free Things You Can Do to Help Your Finances

The following post is from Christina of Northern Cheapskate: When you're feeling stuck because of debt, or you just can't seem to get any traction when it comes to increasing your income, it can be very frustrating.   Watch any late night television, and you'll be bombarded with sales pitches to consolidate your debt or make money…

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