Important Financial Decisions for Working Parents
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Important Financial Decisions for Working Parents

As a working parent, you have to make important financial decisions for your family, but sometimes, it's hard to figure out what those decisions should be. The following are examples of some important decisions you need to make. Create a Household Budget The first thing you should do is figure out a budget for your…

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How To Upgrade Your Wardrobe When You Are Budget-Constrained
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How To Upgrade Your Wardrobe When You Are Budget-Constrained

Times are tough. With the rate at which prices are skyrocketing, managing a budget is as easy as herding elephants running on a rampage.  How to upgrade your wardrobe when you are budget-constrained? Before one month safely slides by, the next steamrolls right in with bills, grocery lists, and the never-ending list of supplies for your…

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Top Tips to Make your Paycheck Last Longer as a Mother
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Top Tips to Make your Paycheck Last Longer as a Mother

According to the American Payroll Association, 74% of American workers live paycheck to paycheck. If you are a single mother, your odds likely are higher. That means a majority of parents would struggle greatly if their paycheck was delayed or would not be able to take care of a large emergency expense leading them to…

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Why a Budget Helps Achieve Financial Wealth
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Why a Budget Helps Achieve Financial Wealth

A budget is something that every household should have in place to establish and maintain a comfortable lifestyle. Listed below are some reasons to have a budget.  End the Paycheck to Paycheck Cycle  Without a budget in place, you may end up spending money that you will need down the road. And, when you spend…

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Smart Savings to Make in Your Home
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Smart Savings to Make in Your Home

Do you struggle to save money? You’re not alone. It can be difficult to save, especially if you feel like your income is stretched. If cutting back on your everyday spending is difficult, why not look at ways you can cut back at home? Making some changes to your typical habits could save you a…

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Key Ways Promo Codes Are Helping People Financially

Promo and coupon codes are revolutionizing the way that shoppers are behaving, especially moms. Shopping without a coupon or promo code can even be seen as throwing money down the drain. Why pay for the full price of an item that you can have at a discount? In one shopping trip, the savings may not…

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3 Steps: Don’t Sacrifice Retirement For College Savings
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3 Steps: Don’t Sacrifice Retirement For College Savings

Does your 12-year-old have a burgeoning desire to become a veterinarian? Do you have a four-year-old who wants to “build big things?” My kids are six and three. They’re already set on becoming a ballet teacher and a tractor driver (yes, a tractor driver!) and like many parents, I’ve taken a stab at saving for…

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Tips for Creating a Family Budget with the Kids

If you and your spouse decide that it's time for your family to be a little more frugal, it's a good idea to get the kids onboard. After all, it's difficult to reach your savings goals when you're constantly trying to explain to your kids why you can't afford to go to the movies each…

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5 Smart Ways to Get Extra Funding

As a mother, there is only so much free time in the world. And as a stay-at-home mom, free time is a luxury that only comes once the children are fed or leave to school. But what to do with your free time? You could enjoy your free time by popping on the couch and…

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Credit Cards: A Mother’s Advice

Credit cards are often seen as the great financial evil. Almost every week, you’ll hear some or other horror story about someone who blew all of the money they had and then went on to spend some more on seventeen credit cards, only to find themselves homeless or paying off a mountain of debt as…

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